Step 1: Establish the client- planner relationship
- We want to know our valued clients on a personal and professional level
- What are your goals, dreams, and fears?
Step 2: Gather client data and determine goals and expectations
- We confidentially gather all financials leaving no stone unturned.
- We ask detailed questions to identify your goals and understand your situation.
- If they exist, we will identify any financial blind spots.
Step 3: Process, analyze and evaluate the client’s financial status
- This involves detailed analysis of client’s retirement, tax, insurance, liability, estate, and educations planning.
- We will also analyze your current portfolio’s asset allocation, risk profile, performance, and individual securities.
Step 4: Recommendations – Financial planning and investments
- We provide recommendations to planning goals including titling, asset movement, 401K and/or retirement accounts, contributions, distributions, investment allocation scenarios, and other applicable items.
- We provide recommendations that we feel are in our client’s best interest given market conditions, risk tolerance, goals, performance, and investment cost.
Step 5: Implement financial plan and investment recommendations
- We will provide accountability and execution to ensure your plan is implemented.
- Implementation of investment program held to a fiduciary standard.
Step 6: Monitor financial plan and investments
- We will review your financial plan semi-annually or at your request.
- We monitor your investment portfolio on an ongoing basis, providing quarterly in-depth reporting including deep dives into your asset allocation, risk profile, and performance.
