Timing Isn't Everything: The Pitfalls of Market Timing
What do the statistics say about average investor's ability to time the market? It's not pretty. Long term average returns of mutual fund investors based on real world data from DALBAR's annual QAIB report demonstrate this.Read More
The Most Unloved Bull Market in History?
What is a bull market, and more importantly, who determines if we are in one?Technically speaking, a bull market is defined as a 20% gain in a stock market index, such as the Standard & Poor's 500, from a closing low.So are we in one?...Read More
When Your Spouse Dies, How Does Social Security Work?
A brief outline of how social security works for surviving spouses.Read More
What is the end-game for Regional Banks and why it matters
The Regional Banking Crisis may be the canary in a coalmine for the economy and thus the direction of interest rates.Read More
The CPI craters
This morning's CPI print of .1% surprised most market watchers as some "inflationists" were expecting .5% and consensus was at .3%. So, this is easy math. That's annualized inflation of 1.2%. That's right...1.2%. Wow! Now,...Read More
Where Oh Where Does the S&P Go?
Yogi Berra once said: "Predictions are always diffcult, especially when it's about the future."So, please keep this in mind as the short answer is nobody really knows. However, if we take a look at the two determing factors of...Read More
A Bipoloar Market in 2023 - Keep things in perspective
As the captial market strategist, money managers, and Fed watchers battle over whether higher than average inflation is in a secular uptrend (i.e. longer term) or is transitory and heading back to 2% or less, it is important to keep in...Read More