Today, I am happy to announce that I have achieved the designation of Registered Social Security Analyst, RSSA®. Why did I pursue and acquire this designation? Quite simply, I wanted to be an expert in the very complex matters of social security.
According to NARSSA, although the social security system covers 97% of Americans, it is estimated that only 4 percent are optimizing their social security claiming decision. Moreover, as the social security is over 27,000 pages long, it is complicated, confusing, and therefore difficult to navigate for claimants*. By comparison, the space shuttle’s crew manual was less than 12,000 pages. https://www.nasa.gov/centers/johnson/pdf/390651main_shuttle_crew_operations_manual.pdf
Unfortunately, for many Americans, social security is their largest retirement income stream and consequently, as such, the decisions made therein have huge consequences to claimants, their survivors, and dependents. For those of us more fortunate, we still want to maximize our social security benefits and take full advantage of the program we’ve paid our hard-earned money into over the decades. With so much at stake there is an enormous need for advice. However, professional advice is hard to come by. In fact, you can’t even get it from the Social Security Department as is its own manual specifically forbids advice to be given by their representatives**.
So, now with my RSSA® training and designation I am uniquely qualified to provide this much needed guidance. Moreover, with my designation, I have access to software that provides detailed analysis claiming choices, and benefits that clients may be unaware of.
If you have any questions regarding this topic or would like an analysis of your situation, please don’t hesitate to contact me directly.
* https://www.ssa.gov/OP_Home/ssact/ssact-toc.htm
**Social Security Program Operations Manual (POMS) “provide enough information so that claimants can make informed choices, but do not give advice.